Ride-sharing services like Lyft have simplified transportation questions for people in California and across the nation. However, when a Lyft driver is involved in a crash, the logistics of a personal injury suit can be less than simple. Here are some factors that can affect the process.
Ride-sharing liability in California
California follows a traditional negligence model when it comes to liability for auto accidents. Unlike in no-fault states, an at-fault party in CA can be held legally responsible for the monetary losses caused by his or her careless acts. However, another party, like a ride-sharing company, may be legally responsible for the at-fault driver’s actions in certain situations.
If a Lyft driver crashes and the accident is due to his or her negligence, state laws and Lyft policies hold that Lyft’s insurance will provide coverage but the amount available depends on what mode the driver was in.
|Driver Status||Minimum Insurance Liability Limits|
|Not logged into app or looking for or carrying a passenger||Basic state minimum coverage – $15,000 per person/$30,000 per accident/$5,000 property damage|
|Logged into app and waiting for a passenger||$50,000 per person/$100 per accident/$30,000 property damage|
|Picking up or transporting a ride-sharing customer||$1 million commercial liability; $1 million uninsured/underinsured coverage|
Who to sue after a Lyft accident in Southern California
Lyft drivers are considered independent contractors. Even though the company insurance policy may insure your ride while the driver has the app turned on, the general understanding, from a legal standpoint, is that an injured rider’s lawsuit would be filed against the individual driver rather than the ride-share company.
In some cases, there may be reason to sue Lyft directly. For example, the company may have negligently hired a driver who it should have realized, with necessary research, was not an eligible driver. However, the company will most likely allege that claims against it cannot be filed in court, but instead must be brought in an arbitration under Lyft’s terms of service.
Understandably, there are many variables in ride-share accident cases so it is important to speak with a Lyft and Uber accident lawyer in Los Angeles who can help guide your case.
Speak with a Lyft accident lawyer in LA
With as popular as Lyft, Uber, and other ride-sharing apps have become, it is easy to forget that it is still a relatively new business model. This means the legal questions are undergoing evolution as lawmakers and judges adapt traditional laws to new technology. If you are involved in a Lyft accident in Southern California, speak with a car accident attorney in Los Angeles about your claim.
The Salamati Law Firm understands the complex questions that arise in ride-sharing accidents. We are dedicated to helping victims of Lyft and Uber accidents in Southern California understand and protect their rights, and fight for full and fair compensation.
Call today to schedule a free case review. We never charge a fee unless we win money on your behalf.
Additional Lyft accident resources:
- Inc.com, Ride Sharing Is Convenient. But What Happens If There’s an Accident?, https://www.inc.com/john-white/ride-sharing-is-convenient-but-what-happens-if-there-is-an-accident.html
- Lyft, Terms of Service, https://www.lyft.com/terms